Saturday, February 2, 2013

Why Get A Home Inspection?

By: Lea France at Fannie Mae

A good home inspection is a very important part of the buying process, whether you are purchasing a pre-owned property, or new construction. Having the property professionally inspected before you buy will determine the structural and mechanical condition. When choosing a home inspector, you want to make sure you choose one that is licensed, bonded and carries liability insurance, such as American Society of Home Inspectors and National Association of Home Inspectors, in your area.

Below is a list of only a few things that could be found during your home inspection.

Cracked heater exchange
Failing air-conditioning compressor
Environmental concerns, radon, water contamination, asbestos, lead paint, and underground storage tanks.
Moisture in the basement
Defective roofing and flashing's
Insect infestation - termites or carpenter ants
Plumbing issues
Electrical wiring issues, such as undersized electrical system, and safety issues.
Horizontal foundation cracks
Major house settlement
Chimney settling or separation
Venting in the laundry room not to code.

So many home buyers think they do not need a home inspection if they are buying a newly constructed home. I recommend a home inspection even if the house is newly constructed, because there could have been shortcuts and tricks of the trade during the construction of the property. With a newly constructed home, an inspection of the house before the drywall is installed, will provide a level of assurance for the buyer. This inspection will give you a chance of identifying and correcting any potential problems that need to be fixed now, before they become physically or financially prohibitive. A good example might be moving electrical receptacles.

Here is the bottom line. A good home inspection is going to cost you a little money, but you will be glad you had it done. The inspection might reveal several problems that the current owner will fix before you move in, and this will save you time and money. It could also reveal issues, that may make you decide to look for another home. Additionally, a good home inspector will give you tips on how to maintain your home. Don't skip this step in the process of buying your home. A good home inspection is worth every dollar you spent on it.

Written by:  Lea France, Sales Representative at Fannie Mae


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